Owe No Man
The Bible-Based Guide to Getting Out of Debt Without Suffering Your Way There
You've heard it before: "sell everything but the kids, eat bean and rice, and give up everything extra to get out of debt."
I don't think that's what Scripture actually teaches. And I wrote this book to show you why.
Hey, I'm Chad Hailey. I built a health and wellness business with my wife back in 2011 and by 2016 we had earned over a million dollars in commissions.
That was great... but we didn't have anything to show for it.
Not because we weren't making money, because nobody ever taught us how to keep it, steward it, or grow it God's way.
That mistake is what led me here. And it's why I wrote Owe No Man, so you don't have to learn the hard way like I did.
What's Inside:
What the Bible actually says about debt (hint: it's not "all debt is evil," it's "make it manageable and don't let it own you")
Why traditional debt-freedom teaching accidentally contradicts biblical stewardship, and what to do instead
The multiplication mindset, how to focus on growth instead of just white-knuckling elimination
Real math and examples you can actually apply this week, not just theory
7 Powerful Declarations to speak over your finances, rooted in Scripture, not hype
This Isn't Prosperity Gospel
I'm not going to tell you God guarantees you'll get rich if you do this. I'm not going to shame you for the debt you're in either. Debt isn't a character flaw.
Mismanaging it is the issue, and that's fixable.
This book is educational content grounded in Scripture and practical stewardship principles. It's not financial advice, and it's not a promise. It's a framework that's helped me and can help you rethink how you handle money, starting today.